Monaco

Citizenship by Investment Overview

Investment

No minimum investment

Key Benefit

The right to live, work, and study in Monaco

Residence in Monaco Overview

With a land area of only 2 km², the Principality of Monaco is the second-smallest country in the world and one of the wealthiest. The requirements to become resident in Monaco are not as strict as commonly thought, but it is nevertheless advisable to employ a consultant or lawyer to handle an application for residence on your behalf. To acquire residence, you must be able to show sufficient means to be able to afford the lifestyle, in particular, the rent and prices for real estate, which are comparable to big capital cities. Under this offering, wealthy individuals can make a significant investment to the country and become Monaco residents.

Benefits of Monaco Residence

Visa-free travel across Europe’s Schengen Area
Secure environment and attractive lifestyle at the border of the French and Italian rivieras
High standard of living in a multicultural society, offering exceptional sports and cultural amenities
Residence applicable to the main applicant’s spouse or partner and financially dependent children
Favorable tax system, with no income, capital gains, or wealth tax
Stable real estate market offering significant opportunities to investors
Excellent access by road, sea, and air at the international airport of Nice

Requirements of Monaco Residence

Applicants must satisfy the following requirements:

Minimum age of 16 years
Police certificate of clear criminal record
Proof of sufficient funds to live in Monaco (bank attestation letter)
Proof of accommodation (lease or purchase agreement)

Procedure for Monaco Residence by Investment

Applicants who are not nationals of the EU, Liechtenstein, Norway, or Switzerland or holders of a French residence permit must obtain a long-stay (type D) visa from a French embassy or consulate. After the visa has been granted, applicants must apply for a carte temporaire, which is a temporary residence permit that allows residence for a total period of three years, renewed annually. Following the three-year period, a carte ordinaire is issued and is valid for a further three years. After three consecutive renewals of the carte ordinaire (that is, after 12 years of residence), if the holder spends at least six months per year in Monaco, they may be eligible to apply for a carte privilège, which is valid for a renewable period of 10 years. Investors may establish a company in Monaco only after they have received a carte de séjour (French residence permit).

Country Information

The Principality of Monaco is an independent sovereign state and a full member of the UN. French is the official language, with Italian and English also widely spoken. It is in a customs and monetary union with France, and French VAT applies.

Population:	31,600
Languages:	French
Economy:	Finance and tourism
Currency:	Euro

Living in Monaco

Located on the Mediterranean Sea, with France as its only neighbor, the Principality of Monaco is the second-smallest country and one of the wealthiest, boasting a GDP of almost USD 9 billion. Monaco offers a high standard of living, temperate weather, a high level of personal security, a modern and efficient infrastructure, and an absence of income or capital gains tax for Monaco residents.

To become a resident, an applicant must demonstrate the means to afford the lifestyle and, in particular, the ability to afford to rent or purchase real estate, the cost of which in Monaco is comparable to large capital cities.

Residents of Monaco (except for French citizens) are not subject to income tax, capital gains tax, or wealth tax. A residence permit in Monaco allows visa-free access to Europe’s Schengen Area.

Explore Monaco Real Estate Opportunities

Investing in international property opens the door to lifestyle benefits, portfolio diversification, and potential residence or citizenship opportunities.

DLB Global provides access to carefully selected real estate opportunities across some of Monaco’s most desirable destinations. Each offering unique advantages — from strong investment potential to strategic mobility benefits.

Ready to Explore Your Global Opportunities?

Let DLB Global guide you in securing the right investment, residence, or citizenship solution. Connect with our experts today and start your journey with confidence.